ArCa վճարային քարտեր
ArCa cards
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ArCa Classic |
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PRIVE resident |
Resident |
Non-resident |
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Type of banking operation |
Individual |
Legal entity |
Individual |
Legal entity |
Individual |
Legal entity |
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Card issuance |
Not provided |
Not provided |
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Annual service fee (charged from 2nd year) |
2500 |
2500 |
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Non-declining balance |
Not required |
Not required |
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Re-issue of lost, stolen or damaged card |
Not provided |
Not provided |
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Provision of monthly statement |
Free of charge |
Free of charge |
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Provision of additional statement |
Free of charge |
Free of charge |
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Provision of attached card |
------- |
------- |
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Attached card annual service fee |
------ |
------ |
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Card placement in the STOP list (7 days) |
------- |
------- |
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Penalty for returning the card to the bank before its expiration date |
0 |
0 |
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Cash disbursement at bank cash points |
0.3% |
0.3% |
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Cash disbursement at local banks’ cash points |
1% |
1% |
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Cash disbursement from the credit means at the bank cash points |
------ |
------ |
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Transactions in trade centers |
Free of charge |
Free of charge |
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Transactions daily limit (cash and non-cash) |
300.000 AMD |
300.000 AMD |
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Card to card transfer via ATM |
------ |
------ |
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Annual interest rate calculated on the Positive balance of the card account |
0% |
0% |
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Penalty for exceeding the permitted payment limit |
36% annually |
36% annually |
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Card validity |
2 years |
2 years |
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Money transfer to card via Unistream money transfer |
-------- |
-------- |
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Cash withdrawal above the established limit / limit increase/ |
-------- |
-------- |
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ArCa Classic Pension |
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Card issuance |
Not provided |
Not provided |
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Annual service fee |
Free of charge |
Free of charge |
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Non-declining balance |
Not required |
|
Not required |
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|
Re-issue of lost, stolen or damaged card |
Not provided |
Not provided |
|||||
|
Provision of monthly statement |
Free of charge |
Free of charge |
|||||
|
Provision of additional statement |
Free of charge |
Free of charge |
|||||
|
Provision of attached cards |
------- |
------- |
|||||
|
Attached card annual service fee |
------ |
------ |
|||||
|
Card placement in the STOP list (7 days) |
------- |
------- |
|||||
|
Penalty for returning the card to the bank before its expiration date |
0 |
0 |
|||||
|
Cash disbursement at bank cash points |
0% |
0% |
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|
Cash disbursement at local banks’ cash points |
0.5% |
0.5% |
|||||
|
Cash disbursement from the credit means at the bank cash points |
------ |
------ |
|||||
|
Transactions in trade centers |
Free of charge |
Free of charge |
|||||
|
Transactions daily limit (cash and non-cash) |
300.000 AMD |
300.000 AMD |
|||||
|
Card to card transfer via ATM |
------ |
------ |
|||||
|
Annual interest rate calculated on the Positive balance of the card account |
2% |
2% |
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|
Penalty for exceeding the permitted payment limit |
36% annually |
36% annually |
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|
Card validity |
2 years |
2 years |
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|
Money transfer to card via Unistream money transfer |
-------- |
-------- |
|||||
|
Re-issue of lost, stolen or damaged card |
-------- |
-------- |
|||||
|
Provision of monthly statement |
Free of charge |
Free of charge |
|||||
|
Provision of additional statement |
Free of charge |
Free of charge |
|||||
|
Provision of attached cards |
Free of charge |
Free of charge |
|||||
|
Attached card annual service fee |
Not required |
Not required |
|||||
|
Card placement in the STOP list (7 days) |
3.000 |
3.000 |
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Penalty for returning the card to the bank before its expiration date |
Free of charge |
Free of charge |
|||||
|
Cash disbursement at bank cash points |
Free of charge |
Free of charge |
|||||
|
Cash disbursement at local banks’ cash points |
------ |
------ |
|||||
|
Cash disbursement from the credit means at the bank cash points |
------ |
------ |
|||||
|
Transactions in trade centers |
------- |
------- |
|||||
|
Transactions daily limit (cash and non-cash) |
0 |
0 |
|||||
|
Card to card transfer via ATM |
0% |
0% |
|||||
|
Annual interest rate calculated on the Positive balance of the card account |
|||||||
|
Penalty for exceeding the permitted payment limit |
1% |
1% |
|||||
|
Card validity |
-------- |
-------- |
|||||
|
Money transfer to card via Unistream money transfer |
Free of charge |
Free of charge |
|||||
|
Re-issue of lost, stolen or damaged card |
300.000 AMD |
300.000 AMD |
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|
Provision of monthly statement |
0,5% |
0,5% |
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|
Provision of additional statement |
0% |
0% |
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Provision of attached cards |
36% annually |
36% annually |
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Attached card annual service fee |
2 years |
2 years |
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|
Card placement in the STOP list (7 days) |
0,3% |
0,3% |
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|
Cash withdrawal above the established limit / limit increase/ |
-------- |
-------- |
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