Հաշիվների բացում, սպասարկում, փակում և կանխիկով գործառնություններ
Account opening and servicing
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PRIVE resident |
Resident |
Non-resident |
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Type of banking operation |
Individual |
Legal entity |
Individual |
Legal entity |
Individual |
Legal entity |
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1. Account opening and servicing |
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1 . 1 Account opening |
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Minimum requirements for service at a “PRIVE” branch: a) For individuals 1) opening an account with a package of services (the package includes account opening, Internet Banking/Mobile Banking; one Visa Infinite card or Mastercard World Elite without an annual service fee) if there is a total balance in the amount equivalent to at least 50,000,000 AMD within a calendar year on the client's accounts. b) For legal entities 1) In case, there is an average daily balance on the client's account, equivalent to at least 50,000,000 AMD within a calendar year. 2) If there is a turnover on the client's accounts in the amount equivalent to a minimum of 100,000,000 AMD within a calendar year. If the given conditions are not met - 150,000 AMD. |
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1.1.1. Account opening |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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1.1.2. Opening an account for legal entities engaged in pawnshop or casino activities /lump sum charged for each account/ |
- |
- |
- |
240.000 |
- |
240.000 |
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1.2 Annual account maintenance charges /If an account is closed ahead of schedule, expenses will be proportionally reduced./ |
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1.2.1. Annual account maintenance fee |
Free of charge |
Free of charge |
1.200 |
5.000 |
100.000 |
100.000 |
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1.2.2 For pensioners’ and social package accounts, as well as the accounts, opened to receive family capital |
Free of charge |
- |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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1.3 . Minimum account balance by client code |
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1.3.1 Minimum account balance |
- |
- |
- |
- |
- |
- |
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1.4. Provision of references (including VAT) |
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1.4.1 1 Provision of information and references on time deposits and other accounts in Armenian, Russian and English (if client accounts have been serviced in the Bank for over 6 months) |
Free of charge |
Free of charge |
2.000 |
2.000 |
2.000 |
2.000 |
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1.4.2 Provision of information and references on accounts in Armenian, Russian and English (if client accounts have been serviced in the Bank for less than 6 months) |
Free of charge |
Free of charge |
5.000 |
5.000 |
5.000 |
5.000 |
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1.4.3 Provision of information and service references in the money transfer system |
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- for a period of up to 366 days inclusive |
- |
- |
2.000 |
2.000 |
2.000 |
2.000 |
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- for a period of 367 days or more (not exceeding 1825 days) |
- |
- |
5.000 |
5.000 |
5.000 |
5.000 |
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1.4.4 Preparing and providing organizations with responses to audit inquiries |
10.000 |
10.000 |
10.000 |
10.000 |
10.000 |
10.000 |
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1.4.5 Preparing and providing banks with responses to audit inquiries |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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1.4.6 Provision of references on the resident pensioners’ accounts, accounts opened to receive family capital,and the social package accounts |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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1.5 . Provision of account statements (including VAT) |
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1.5.1 Extracts of information subject to mandatory submission by law, provided monthly |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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1.5.2 Provision of account statements until 2012 inclusive /every year according to the customer code/ |
Free of charge |
Free of charge |
20.000 |
20.000 |
20.000 |
20.000 |
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1.5.3 For each completed transaction /duplicate, since 2014/ |
Free of charge |
Free of charge |
3.000 |
3.000 |
3.000 |
3.000 |
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1.6. Provision of a cashier's checkbook /VAT included/ |
3.000 |
3.000 |
3.000 |
3.000 |
3.000 |
3.000 |
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1.7. Closing an account |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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1.8 Notification of the movement of funds on the account, and other information via SMS messages /monthly// including VAT/ |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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1.9 Notification of the execution of periodic /monthly/ utility bills via phone call, SMS messages, or e-mail /including VAT/ |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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1.10 Provision of written information, payment documents, Swift message duplicates /including VAT/ |
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1.10.1 single reference or document /including VAT/ |
Free of charge |
Free of charge |
1.000 |
1.000 |
1.000 |
1.000 |
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1.11 Preparation of a power of attorney for banking operations by third parties |
Free of charge |
Free of charge |
2.000 |
2.000 |
2.000 |
2.000 |
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2. Cash transactions |
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2.1 Depositing cash into the account* |
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Up to 50,000 AMD included |
300 |
Free of charge |
300 |
Free of charge |
300 |
Free of charge |
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50,001 AMD and more, or foreign currency |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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In case of other currencies |
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USD |
- |
- |
- |
- |
- |
- |
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EUR |
- |
- |
- |
- |
- |
- |
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RUB |
- |
- |
- |
- |
- |
- |
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GBP |
3% |
3% |
3% |
3% |
3% |
3% |
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2.2. Cash withdrawal of funds deposited in cash |
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2.3. Cash withdrawal of funds deposited in cash from AMD account |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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2.4. Cash withdrawal of funds deposited in cash from EUR USD RUB accounts |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
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2.5 Cash withdrawal of non-cash funds (including loan and the amount of loans received within the credit line) |
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AMD |
0.3% min 300 AMD |
0.3% min 300 AMD |
0.3% min 300 AMD |
0.3% min 300 AMD |
0.3% min 300 AMD |
0.3% min 300 AMD |
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USD |
1% |
1% |
1% |
1% |
1% |
1% |
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EURO |
1% |
1% |
1% |
1% |
1% |
1% |
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RUB |
1% |
1% |
1% |
1% |
1% |
1% |
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Other currencies |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
Under the agreement /at the interest rate set by the Bank on the date of payment/ |
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Cash withdrawal from the account of resident pensioners, cash withdrawal from accounts opened for receiving family capital /in the manner prescribed by law/, and cash withdrawal from social package accounts /in the manner prescribed by law/ |
Free of charge |
- |
Free of charge |
- |
- |
- |
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2.5.1. Prepayment cash withdrawal from the seller's account made in cash for loans |
0,1% min 300 |
0,1% min 300 |
0,1% min 300 |
0,1% min 300 |
0,1% min 300 |
0,1% min 300 |
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2.5.2. for replenishing a bank account with a one-time international transfer or during a month in the amount of AMD 20 000 000 and more or an equivalent amount in foreign currency for non-resident individuals fee |
- |
- |
- |
- |
2% |
- |
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2.5.3. Money check and packaging |
0,2% min 1000 |
0,2% min 1000 |
0,2% min 200 |
0,2% min 200 |
0,2% min 200 |
0,2% min 200 |
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2.6. Calculating and packaging of coins |
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Up to 50 of each banknote |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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Up to 50.000 AMD |
500 |
500 |
500 |
500 |
500 |
500 |
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50.001 – 500.000 AMD |
3.000 |
3.000 |
3.000 |
3.000 |
3.000 |
3.000 |
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500.001 AMD and more |
9.000 |
9.000 |
9.000 |
9.000 |
9.000 |
9.000 |
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2.7. Exchange of worn and damaged banknotes |
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AMD |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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USD, EURO and RUB |
3% min 300 AMD |
3% min 300 AMD |
3% min 300 AMD |
3% min 300 AMD |
3% min 300 AMD |
3% min 300 AMD |
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Other Currencies |
Under the agreement |
Under the agreement |
Under the agreement |
Under the agreement |
Under the agreement |
Under the agreement |
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For depositing to the account/exchanging $100 notes issued 1996 - 2009, and $5, 10, 20 and 50 notes issued 1996 - 2004 for transactions exceeding $1000 |
1% |
1% |
1% |
1% |
1% |
1% |
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2.8. Exchange of large banknotes with coins** |
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Up to 5.000 AMD |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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5.001 – 20.000 AMD |
1 % min 200 AMD |
1 % min 200 AMD |
1 % min 200 AMD |
1 % min 200 AMD |
1 % min 200 AMD |
1 % min 200 AMD |
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20.001 AMD and more |
1% min 500 AMD |
1% min 500 AMD |
1% min 500 AMD |
1% min 500 AMD |
1% min 500 AMD |
1% min 500 AMD |
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2.9 Carrying out transactions with 500 EUR banknote |
Not implemented |
Not implemented |
Not implemented |
Not implemented |
Not implemented |
Not implemented |
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All types of commissions are charged by the Bank in AMD at the current exchange rate set by the Central Bank of Armenia.
The set tariffs also apply to the customers using the “Bank-customer” system.
An annual account maintenance fee is charged each year, regardless of the account opening duration.
If the customer is provided with several account statements simultaneously, one commission fee is charged regardless of the number of statements.
If the Bank detects a pawn or casino activity concealed by the customer, one-time account opening fees and annual service fees are charged from the account opening date by the banker’s acceptance.
The Bank is competent to unilaterally close the customer's bank account if the customer has not provided service fees and a non-decreasing balance set by the Bank's tariffs and/or has not made transactions for more than 1 year.
* Does not apply in case of accessing the accounts for charging other tariffs.
** The tariff is applied if the customer is the Bank’s account holder.