Visa միջազգային վճարային քարտեր
Visa International payment cards
|
Visa International payment cards |
||||||||
|
|
PRIVE resident |
Resident |
Non-resident |
|||||
|
Type of banking operation |
Individual |
Legal entity |
Individual |
Legal entity |
Individual |
Legal entity |
||
|
Card issuance |
1.000 |
1.000 |
10.000 |
|||||
|
Annual service fee (charged from 2nd year) |
4.000 |
4.000 |
10.000 |
|||||
|
Non-declining balance |
Not required |
Not required |
Not required |
|||||
|
Re-issue of lost, stolen or damaged card |
3.000 |
3.000 |
10.000 |
|||||
|
Provision of monthly statement |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Providing a copy of the statement for each account |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
|||||
|
Provision of attached cards |
4.000 |
4.000 |
10.000 |
|||||
|
Attached card annual service fee |
3.000 |
3.000 |
10.000 |
|||||
|
Sending SMS about transactions (the tariff is valid when sending to a non-local mobile operator number) |
10.000* |
10.000* |
10.000* |
|||||
|
Card placement in the STOP list (7 days) |
10.000 |
10.000 |
10.000 |
|||||
|
Penalty for returning the card to the bank before its expiration date |
--- |
--- |
--- |
|||||
|
Cash disbursement at bank cash points |
0% |
0% |
0% |
|||||
|
Cash disbursement at local banks’ cash points |
1% |
1% |
1% |
|||||
|
Cash disbursement in other banks’ cash points |
1,3% |
1,3% |
1,3% |
|||||
|
Cash disbursement from the credit means at the bank cash points |
0,5%, min 50 AMD |
0,5%, min 50 AMD |
0,5%, min 50 AMD |
|||||
|
Transactions in trade centers |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Transactions daily limit (cash and non-cash) |
2.5 million AMD /15 deals/ |
2.5 million AMD /15 deals/ |
2.5 million AMD /15 deals/ |
|||||
|
Card to card transfer |
0,5% |
0,5% |
0,5% |
|||||
|
Annual interest rate calculated on the Positive balance of the card account |
0% |
0% |
0% |
|||||
|
Penalty for exceeding the permitted payment limit |
36% annually |
36% annually |
36% annually |
|||||
|
Card validity |
3 years |
3 years |
3 years |
|||||
|
Urgent re-issuance of the card in case of losing the card abroad |
125.000 |
125.000 |
125.000 |
|||||
|
International card blocking initiated by the cardholder |
15.000 |
15.000 |
15.000 |
|||||
|
Card issuance within 1 working day |
125.000 |
125.000 |
125.000 |
|||||
|
Cash withdrawal above the established limit / limit increase/ |
0,3% |
0,3% |
0,3% |
|||||
|
Cash withdrawal from POS terminal (USD, EUR, RUR) |
1% |
1% |
1% |
|||||
|
Card issuance |
18.000 |
18.000 |
50.000 |
|||||
|
Annual service fee (charged from 2nd year) |
18.000 |
18.000 |
50.000 |
|||||
|
Non-declining balance |
Not required |
Not required |
Not required |
|||||
|
Re-issue of lost, stolen or damaged card |
10.000 |
10.000 |
50.000 |
|||||
|
Provision of monthly statement |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Providing a copy of the statement for each account |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
|||||
|
Provision of attached cards |
5.000 |
5.000 |
50.000 |
|||||
|
Attached card annual service fee |
15.000 |
15.000 |
50.000 |
|||||
|
Sending SMS about transactions (the tariff is valid when sending to a non-local mobile operator number) |
10.000* |
10.000* |
10.000* |
|||||
|
Card placement in the STOP list (7 days) |
10.000 |
10.000 |
10.000 |
|||||
|
Penalty for returning the card to the bank before its expiration date |
---- |
---- |
---- |
|||||
|
Cash disbursement at bank cash points |
0% |
0% |
0% |
|||||
|
Cash disbursement at local banks’ cash points |
1% |
1% |
1% |
|||||
|
Cash disbursement in other banks’ cash points |
1,3% |
1,3% |
1,3% |
|||||
|
From the credit means at the Bank cash points |
0,5%, min 50 AMD |
0,5%, min 50 AMD |
0,5%, min 50 AMD |
|||||
|
Transactions in trade centers |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Transactions daily limit (cash and non-cash) |
6 million AMD /15 deals/ |
6 million AMD /15 deals/ |
6 million AMD /15 deals/ |
|||||
|
Card to card transfer |
0,5% |
0,5% |
0,5% |
|||||
|
Annual interest rate calculated on the Positive balance of the card account |
0% |
0% |
0% |
|||||
|
Penalty for exceeding the permitted payment limit |
36% annually |
36% annually |
36% annually |
|||||
|
Card validity |
3 years |
3 years |
3 years |
|||||
|
Urgent re-issuance of the card in case of losing the card abroad |
125.000 |
125.000 |
125.000 |
|||||
|
International card blocking initiated by the cardholder |
15.000 |
15.000 |
15.000 |
|||||
|
Card issuance within 1 working day |
125.000 |
125.000 |
125.000 |
|||||
|
Cash withdrawal above the established limit / limit increase/ |
0,1% |
0,1% |
0,1% |
|||||
|
Copy request from the service provider |
5.000 |
5.000 |
5.000 |
|||||
|
Cash withdrawal from POS terminal (USD, EUR, RUR) |
1% |
1% |
1% |
|||||
|
Card issuance |
Free of charge |
Free of charge |
150.000 |
|||||
|
Annual service fee |
10.000 |
10.000 |
120.000 |
|||||
|
Non-declining balance |
Not required |
Not required |
Not required |
|||||
|
Re-issue of lost, stolen or damaged card |
10.000 |
10.000 |
120.000 |
|||||
|
Provision of monthly statement |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Providing a copy of the statement for each account |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
|||||
|
Provision of attached cards |
10.000 |
10.000 |
100.000 |
|||||
|
Attached card annual service fee |
10.000 |
10.000 |
120.000 |
|||||
|
Sending SMS about transactions (the tariff is valid when sending to a non-local mobile operator number) |
|
10.000* | 10.000* |
|
10.000* | |||
|
Card placement in the STOP list (7 days) |
10.000 |
|
10.000 |
|
10.000 |
|||
|
Penalty for returning the card to the bank before its expiration date |
---- |
---- |
---- |
|||||
|
Cash disbursement at bank cash points |
0,3% |
0,3% |
0,3% |
|||||
|
Cash disbursement at local banks’ cash points |
1% |
1% |
1% |
|||||
|
Cash disbursement in other banks’ cash points |
1,3% |
1,3% |
1,3% |
|||||
|
From the credit means at the Bank cash points |
0,5%, min 50 AMD |
0,5%, min 50 AMD |
0,5%, min 50 AMD |
|||||
|
Transactions in trade centers |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Transactions daily limit (cash and non-cash) |
1,5 million AMD /15 deals/ |
1,5 million AMD /15 deals/ |
5 million AMD /15 deals/ |
|||||
|
Card to card transfer |
0,5% |
0,5% |
0,5% |
|||||
|
Annual interest rate calculated on the Positive balance of the card account |
0% |
0% |
0% |
|||||
|
Penalty for exceeding the permitted payment limit |
36% annually |
36% annually |
36% annually |
|||||
|
Card validity |
3 years |
3 years |
3 years |
|||||
|
Urgent re-issuance of the card in case of losing the card abroad |
125.000 |
125.000 |
125.000 |
|||||
|
International card blocking initiated by the cardholder |
15.000 |
15.000 |
15.000 |
|||||
|
Card issuance within 1 working day |
125.000 |
125.000 |
125.000 |
|||||
|
Cash withdrawal above the established limit / limit increase/ |
0.3 % |
0.3 % |
0.3 % |
|||||
|
Copy request from the service provider(copy request) |
5.000 |
5.000 |
5.000 |
|||||
|
Cash withdrawal from POS terminal (USD, EUR, RUR) |
1% |
1% |
1% |
|||||
|
Card issuance |
50.000 |
50.000 |
75.000 |
|||||
|
Annual service fee (charged from 2nd year) |
50.000 |
50.000 |
75.000 |
|||||
|
Non-declining balance |
Not required |
Not required |
Not required |
|||||
|
Re-issue of lost, stolen or damaged card |
20.000 |
20.000 |
75.000 |
|||||
|
Provision of monthly statement |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Providing a copy of the statement for each account |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
|||||
|
Provision of attached cards |
Free of charge |
Free of charge | Free of charge | |||||
|
Attached card annual service fee |
50.000 |
50.000 |
75.000 |
|||||
|
Sending SMS about transactions (the tariff is valid when sending to a non-local mobile operator number) |
10.000* |
10.000* |
10.000* |
|||||
|
Card placement in the STOP list (7 days) |
10.000 |
10.000 |
10.000 |
|||||
|
Penalty for returning the card to the bank before its expiration date |
---- |
---- |
---- |
|||||
|
Cash disbursement at bank cash points |
0% |
0% |
0% |
|||||
|
Cash disbursement at local banks’ cash points |
1% |
1% |
1% |
|||||
|
Cash disbursement in other banks’ cash points |
1,3% |
1,3% |
1,3% |
|||||
|
From the credit means at the Bank cash points |
0,5%, min 50 AMD |
0,5%, min 50 AMD |
0,5%, min 50 AMD |
|||||
|
Transactions in trade centers |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Transactions daily limit (cash and non-cash) |
10 million AMD /20 deals/ |
10 million AMD /20 deals/ |
|
10 million AMD /20 deals/ |
||||
|
Card to card transfer |
0,5% |
0,5% |
0,5% |
|||||
|
Annual interest rate calculated on the Positive balance of the card account |
0% |
0% |
0% |
|||||
|
Penalty for exceeding the permitted payment limit |
36% annually |
36% annually |
36% annually |
|||||
|
Card validity |
3 years |
3 years |
3 years |
|||||
|
Urgent re-issuance of the card in case of losing the card abroad |
125.000 |
125.000 |
125.000 |
|||||
|
International card blocking initiated by the cardholder |
15.000 |
15.000 |
15.000 |
|||||
|
Card issuance within 1 working day |
125.000 |
125.000 |
125.000 |
|||||
|
Cash withdrawal above the established limit / limit increase/ |
0.1% |
0.1% |
0.1% |
|||||
|
Copy request from the service provider |
5.000 |
5.000 |
5.000 |
|||||
|
Cash withdrawal from POS terminal (USD, EUR, RUR) |
1% |
1% |
1% |
|||||
|
Card issuance |
100.000 |
100.000 |
100.000 |
|||||
|
Annual service fee (charged from 2nd year) |
100.000 |
100.000 |
100.000 |
|||||
|
Non-declining balance |
Not required |
Not required |
Not required |
|||||
|
Re-issue of lost, stolen or damaged card |
100.000 |
100.000 |
100.000 |
|||||
|
Provision of monthly statement |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Providing a copy of the statement for each account |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
up to 1 year: 2,000 AMD |
|||||
|
Provision of attached cards |
Free of charge |
|||||||
|
Attached card annual service fee |
--- |
100,000 |
100,000 |
|||||
|
Sending SMS about transactions (the tariff is valid when sending to a non-local mobile operator number) |
10.000* |
10.000* |
10.000* |
|||||
|
Card placement in the STOP list (7 days) |
10.000 |
10.000 |
10.000 |
|||||
|
Penalty for returning the card to the bank before its expiration date |
---- |
---- |
---- |
|||||
|
Cash disbursement at bank cash points |
0.3% |
0.3% |
3% |
|||||
|
Cash disbursement at local banks’ cash points |
1% |
1% |
3% |
|||||
|
Cash disbursement in other banks’ cash points |
1,3% |
1,3% |
3% |
|||||
|
From the credit means at the Bank cash points |
0,5%, min 50 AMD |
0,5%, min 50 AMD |
3% |
|||||
|
Transactions in trade centers |
Free of charge |
Free of charge |
Free of charge |
|||||
|
Transactions daily limit (cash and non-cash) |
20 million AMD /20 deals/ |
20 million AMD /20 deals/ |
20 million AMD /20 deals/ |
20 million AMD /20 deals/ |
||||
|
Card to card transfer |
0,5% |
0,5% |
0,5% |
|||||
|
Annual interest rate calculated on the Positive balance of the card account |
0% |
0% |
0% |
|||||
|
Penalty for exceeding the permitted payment limit |
36% annually |
36% annually |
36% annually |
|||||
|
Card validity |
3 years |
3 years |
3 years |
|||||
|
Urgent re-issuance of the card in case of losing the card abroad |
125.000 |
125.000 |
125.000 |
|||||
|
International card blocking initiated by the cardholder |
15.000 |
15.000 |
15.000 |
|||||
|
Card issuance within 1 working day |
125.000 |
125.000 |
125.000 |
|||||
|
Cash withdrawal above the established limit / limit increase/ |
- |
- |
- |
|||||
|
Copy request from the service provider |
5.000 |
5.000 |
5.000 |
|||||
|
Cash withdrawal from POS terminal (USD, EUR, RUR) |
1% |
1% |
1% |
|||||
|
Visa Classic pension |
|
|
Card issuance |
Free of charge |
|
Annual service fee |
Free of charge |
|
Non-declining balance |
Not required |
|
Re-issue of lost, stolen or damaged card |
Free of charge (max 3 times) |
|
Provision of monthly statement |
Free of charge |
|
Providing a copy of the statement for each account |
up to 1 year: 2,000 AMD |
|
Provision of attached cards |
not intended |
|
Attached card annual service fee |
- |
|
Sending SMS about transactions (the tariff is valid when sending to a non-local mobile operator number) |
10.000 |
|
Card placement in the STOP list (7 days) |
10.000 |
|
Penalty for returning the card to the bank before its expiration date |
- |
|
Cash withdrawal at the bank cash points |
0% |
|
Cash withdrawal at local banks’ cash points |
0,5% |
|
At other banks' cash points |
1,3% |
|
Cash withdrawal from credit funds at the bank's ATMs |
not intended |
|
Transactions in trade and service points |
Free of charge |
|
Transactions daily limit (cash and non-cash) |
2,5 mln AMD /15 transactions/ |
|
Card to card transfer |
0,5% |
|
Annual interest rate calculated on the positive balance of the card account |
2% |
|
Penalty for exceeding the permitted payment limit |
36% annually |
|
Card validity |
3 years |
|
Urgent re-issuance of the card in case of losing the card abroad |
125,000 |
|
International card blocking initiated by the cardholder |
15,000 |
|
Card issuance within 1 working day |
125,000 |
|
Cash withdrawal above the established limit / limit increase/ |
Free of charge |