ArCa Classic

PRIVE resident

Resident

Non-resident

Type of banking operation

Individual

Legal entity

Individual

Legal entity

Individual

Legal entity

Card issuance

Not provided

Not provided

Annual service fee (charged from 2nd year)

2500

2500

Non-declining balance

Not required

Not required

Re-issue of lost, stolen or damaged card

Not provided

Not provided

Provision of monthly statement

Free of charge

Free of charge

Provision of additional statement

Free of charge

Free of charge

Provision of attached card

-------

-------

Attached card annual service fee

------

------

Card placement in the STOP list (7 days)

-------

-------

Penalty for returning the card to the bank before its expiration date

0

0

Cash disbursement at bank cash points

0.3%

0.3%

Cash disbursement at local banks’ cash points

1%

1%

Cash disbursement from the credit means at the bank cash points

------

------

Transactions in trade centers

Free of charge

Free of charge

Transactions daily limit (cash and non-cash)

300.000 AMD

300.000 AMD

Card to card transfer via ATM

------

------

Annual interest rate calculated on the Positive balance of the card account

0%

0%

Penalty for exceeding the permitted payment limit

36% annually

36% annually

Card validity

2 years

2 years

Cash withdrawal above the established limit / limit increase/

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ArCa Classic Pension

Card issuance

Not provided

Not provided

Annual service fee

Free of charge

Free of charge

Non-declining balance

Not required

Not required

Re-issue of lost, stolen or damaged card

Not provided

Not provided

Provision of monthly statement

Free of charge

Free of charge

Provision of additional statement

Free of charge

Free of charge

Provision of attached cards

-------

-------

Attached card annual service fee

------

------

Card placement in the STOP list (7 days)

-------

-------

Penalty for returning the card to the bank before its expiration date

0

0

Cash disbursement at bank cash points

0%

0%

Cash disbursement at local banks’ cash points

0.5%

0.5%

Cash disbursement from the credit means at the bank cash points

------

------

Transactions in trade centers

Free of charge

Free of charge

Transactions daily limit (cash and non-cash)

300.000 AMD

300.000 AMD

Card to card transfer via ATM

------

------

Annual interest rate calculated on the Positive balance of the card account

2%

2%

Penalty for exceeding the permitted payment limit

36% annually

36% annually

Card validity

2 years

2 years

Re-issue of lost, stolen or damaged card

--------

--------

Provision of monthly statement

Free of charge

Free of charge

Provision of additional statement

Free of charge

Free of charge

Provision of attached cards

Free of charge

Free of charge

Attached card annual service fee

Not required

Not required

Card placement in the STOP list (7 days)

3.000

3.000

Penalty for returning the card to the bank before its expiration date

Free of charge

Free of charge

Cash disbursement at bank cash points

Free of charge

Free of charge

Cash disbursement at local banks’ cash points

------

------

Cash disbursement from the credit means at the bank cash points

------

------

Transactions in trade centers

-------

-------

Transactions daily limit (cash and non-cash)

0

0

Card to card transfer via ATM

0%

0%

Annual interest rate calculated on the Positive balance of the card account

Penalty for exceeding the permitted payment limit

1%

1%

Card validity

--------

--------

Re-issue of lost, stolen or damaged card

300.000 AMD

300.000 AMD

Provision of monthly statement

0,5%

0,5%

Provision of additional statement

0%

0%

Provision of attached cards

36% annually

36% annually

Attached card annual service fee

2 years

2 years

Card placement in the STOP list (7 days)

0,3%

0,3%

Cash withdrawal above the established limit / limit increase/

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