Business Account
Business Account
We offer individual entrepreneurs and companies the opportunity to open a Unibank business account to carry out banking transactions. The account can be opened in Armenian drams or in foreign currency.
We offer:
Account opening and service terms and tariffs
|
Service
|
Resident
|
Non-resident
|
|
Account opening / closing (AMD, USD, EUR, RUB)
|
Free |
Free |
|
Annual account maintenance fee
|
AMD 5,000; other currencies – AMD 1,000 |
20.000 AMD |
|
Minimum account balance
|
Not required |
|
|
Providing account statements
|
Free |
|
|
SMS service for account activity and other information
|
Free |
|
|
Depositing cash into the account and disbursing funds deposited in cash
|
Free |
|
|
Cash withdrawal from account for non-cash deposits
|
AMD 0.3% min 400 drams, USD & EUR 1%, RUB 0.3% |
AMD 0.3% min 400 drams, USD & EUR 1%, RUB 0.3% |
|
Account-to-account transfers
|
Free |
First 5 transfers/month free, each additional — 1,000 AMD |
|
Cash withdrawal from account for non-cash deposits
|
0,125% min 18,000 AMD |
(OUR option) - 0.2 % min 18,000 AMD |
|
Transfers from EUR accounts within 2 banking days
|
0.125% min 9,000 AMD |
(OUR option) -0.2 % min 9,000 , max 85,000 AMD |
|
Transfers from RUR accounts within 2 banking days
|
3,600 AMD |
(OUR option) — 0.125% min 9,000 AMD |
|
Maximum execution time for transfers
|
Payment orders for transfers received until 15:00 are executed on the same banking day, no later than 15:45. Orders received after 15:00 are debited from the client’s account, but may be transferred on the next business day, no later than 11:00, in the case of domestic and interbank transfers. International transfer orders are executed or rejected within one business day, provided that there is no need to obtain additional information from the client or the branch. |
|
|
Account opening/closing
|
In case of account opening, the account is opened within 1 business day (except in cases where additional review is required). In case of account closure, the remaining funds in the account are provided to the client in cash or, upon request, transferred to another account. |
|
|
Bank deposits of sole proprietors are guaranteed by the Deposit Guarantee Fund.
|
||
Open a business account today!
One account, many opportunities: ensure the efficiency and financial reliability of your business.
Book your branch visit
Documents required to open an account:
-
Identity document (passport or ID)
-
Public Services Number or a statement of refusal to obtain one
-
Certificate of registration in the State Register
-
Other necessary documents and information if necessary
-
Copy of the charter registered in the State Register (when submitting a copy, all pages must be sealed and signed by an authorized person);
-
Certificate of registration of the client in the State Register of the Republic of Armenia;
-
Copies of identity documents of the company’s director and the person responsible for accounting (if any);
-
Copy of license (if applicable);
-
Information on shareholders and beneficial owners, and copies of their identity documents;
-
Other documents and information as required.
-
Notarized and apostilled copy of the charter;
-
Documents confirming the appointment of the director and the person responsible for accounting (if any);
-
Copies of identity documents of the director and the person responsible for accounting (if any);
-
Information about the company’s owners;
-
Information about persons affiliated with the company;
-
Notarized and apostilled copy of the certificate of registration;
-
Notarized and apostilled copy of the founding agreement;
-
Other documents and information if necessary.