POS terminals

Acquiring (card payments via a POS terminal) is a banking service that enables a business to accept payments by bank card. This service ensures fast, secure, and efficient acceptance of payments.

Our acquiring solutions ensure secure transactions between businesses and customers, which contributes to companies' sales growth and, as a result, customer satisfaction.

How to apply
POS terminals
POS terminals vPOS UniLink

Mobile POS Terminal with Cash Register Functionality

Need a cash register and the ability to accept card payments? Unibank offers a solution that combines both in one.

Unibank’s mobile POS terminal enables businesses to accept cashless payments with Arca, Visa, and Mastercard cards, while also performing cash register functions, all through a single device.
The terminal is provided for free.

This solution combines payment acceptance and cash register functionality, reducing the need for additional equipment and simplifying retail and service operations.

Activating the POS service on a cash register device

  • Accepting payments with Visa, ArCa, and Mastercard cards without an additional device
  • The bank activates the service through the cash register device belonging to the trade/service outlet. To do this, the factory number of the cash register device must be submitted to the bank.
  • The service is available for the SUNMI P2 cash register device.
SUNMI P2

Online application

Fill out the online application and our specialist will contact you.

Submit application

Visit a branch

Visit any branch of the bank and complete the registration application-agreement for the trade outlet.

Our branches
Unibank Visa/Mastercard cards
0.9%
ArCa cards
0.5%
Visa/Mastercard cards of Armenian banks
0.9%
Visa/Mastercard cards of foreign banks
1.7%
For mobile and cash-register POS terminals, a minimum monthly turnover of AMD 50,000 must be ensured for each POS terminal provided. If the established turnover is not ensured, the Bank may require the following monthly service fees for each POS terminal.
Area
Monthly fee
Yerevan
AMD 4,600
Other cities
AMD 3,000
Villages
AMD 1,000
Who owns the POS terminal?
The POS terminal installed at the trade outlet is the property of the bank. In the event of damage to and/or loss of the equipment, the trade outlet bears responsibility.
Is it necessary to keep copies of transaction receipts?
Copies of receipts for card transactions must be kept for 1 year from the date the transaction was carried out. If necessary, the bank may request the receipts, which must be submitted within 1 (one) banking day from the date the request is received from the bank.
Is the trade outlet authorized to provide cash in exchange for a non-cash transaction?
The trade outlet is not authorized to provide cash in exchange for a non-cash transaction. The amount of a transaction made by card is subject to refund exclusively to the card with which the payment was made.
Can an additional commission be charged to the cardholder when paying through a POS terminal?
No, no additional fee is set for a non-cash transaction.
YOU HAVE THE RIGHT TO COMMUNICATE WITH THE FINANCIAL ORGANIZATION IN YOUR PREFERRED MANNER: BY POSTAL MAIL OR ELECTRONICALLY. RECEIVING INFORMATION ELECTRONICALLY IS THE MOST CONVENIENT. IT IS AVAILABLE 24/7, FREE FROM THE RISKS OF LOSING PAPER INFORMATION, AND ENSURES CONFIDENTIALITY.

Updated: 22/10/26 17:23