UniLink

UniLink is a service for creating a payment link that enables trade outlets to accept online payments without the need to integrate a website or mobile application. Through the service, an individual payment link is created, which can be sent to the customer by SMS, email, social networks, or various messaging applications. The customer opens the link, enters the card details, and makes the payment online.

UniLink allows businesses to quickly and conveniently accept payments for remote sales, delivery services, pre-orders, bill payments, and sales made through social networks.

UniLink Advantages

Fast connection and use

Does not require a website or online store
No programming or integration required
The payment link is created in a few seconds and sent to the customer

Transaction management admin panel

Web and mobile app versions

Sales growth

The customer can pay directly using the link received, without additional steps
The likelihood of cart abandonment during the purchase process is reduced.

Accepting payments through any channel

The link can be sent via Email, SMS, WhatsApp, Messenger, social networks, or QR code
Acceptance of local and international payment cards

Security

Payments are made on a protected payment page.
Card details are not stored by the merchant
Supports the 3D Secure security system

Payment monitoring and reporting

All transactions are available in a single system.
It is possible to track the payment status and receive notifications
Transaction reversal and refund
Reports and analytical data are available

Unibank Visa/Mastercard cards

1.7%

ArCa cards

1.5%

Visa/Mastercard cards of Armenian banks

1.7%

Visa/Mastercard cards of foreign banks

2.2%

Service activation fee

free of charge

"Other Terms"

At the customer's choice, one of the service fee options listed below is applied.

Ensure a minimum average monthly turnover of AMD 250,000 for each UniLink terminal; otherwise, at the Bank's request, pay a monthly service fee of AMD 3,000 for the months in which the turnover was not ensured.

Pay an annual service fee of AMD 30,000 for bank account servicing, for each UniLink terminal.

Please note: the rates presented may change depending on turnover volumes and the specifics of business activity.

YOU HAVE THE RIGHT TO COMMUNICATE WITH THE FINANCIAL ORGANIZATION IN YOUR PREFERRED MANNER: BY POSTAL MAIL OR ELECTRONICALLY. RECEIVING INFORMATION ELECTRONICALLY IS THE MOST CONVENIENT. IT IS AVAILABLE 24/7, FREE FROM THE RISKS OF LOSING PAPER INFORMATION, AND ENSURES CONFIDENTIALITY.

Updated: 21/08/26 16:40