According to the “Unibank” OJSC Board decision made 11.10.2022, alterations will be made in the terms of "Classic", "Prive" and "Accumulative" types of deposits since 25.10.2022, according to the appendices attached.
Deposit “Classic” |
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Main terms of the deposit |
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Deposit currency |
AMD |
USD |
EUR |
RUB |
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|
Minimum deposit amount |
100,000 |
200 |
200 |
20,000 |
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|
Deposit term |
Interest payment procedure |
Annual interest rate |
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|
30-90 days |
monthly |
Card account/Bank account |
5.05% |
- |
- |
- |
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|
At the end of the term |
5.25% |
- |
- |
- |
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|
91 – 180 days |
monthly |
Card account/Bank account |
7.35% |
0.6% |
- |
0.5% |
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|
At the end of the term |
7.55% |
0.6% |
- |
1.5% |
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|
181 – 365 days |
monthly |
Card account/Bank account |
8.75% |
2.55% |
- |
0.5% |
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|
At the end of the term |
9% |
2.75% |
- |
1.5% |
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|
366 – 549 days |
monthly |
Card account/Bank account |
9.25% |
3.25% |
1.8% |
3% |
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|
At the end of the term |
9.5% |
3.5% |
2% |
3.5% |
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|
550 – 730 days |
monthly |
Card account/Bank account |
9.55% |
3.55% |
2% |
3% |
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|
At the end of the term |
9.75% |
3.75% |
2.2% |
3.5% |
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|
Maximum deposit amount |
100,000,000* AMD |
200,000 * USD |
100,000 * EUR |
10,000,000* RUR |
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* Interest rates for deposits exceeding the maximum amount are set on a contract basis. |
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Term deposit designed for resident and non-resident legal entities and individuals. |
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Terms of interest payment are made monthly or at the end of the term depending on the depositor’s preference, to the depositor's bank account or card account. Interests are not subject to capitalization. |
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All the depositors are receiving a UNIPAY, unified system of utility payments card as a gift, the legal entities are also getting “Internet Bank-Customer” system. |
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Deposit “Accumulative”
|
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|
Main terms of the deposit
|
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|
Deposit currency |
AMD |
USD |
EUR |
RUB |
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|
Minimum deposit amount |
50,000 |
100 |
100 |
10,000 |
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Deposit term |
Interest payment procedure |
Annual interest rate |
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|
181 – 365 days |
monthly |
Card account/ Bank account/ |
9% |
2.45% |
- |
0.3% |
|
|
at the end of the term |
9.25% |
2.65% |
- |
1.3% |
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|
366 – 549 days |
monthly |
Card account/ Bank account/ |
9.25% |
3.65% |
2.1% |
3% |
|
|
at the end of the term |
9.5% |
3.85% |
2.4% |
3.5% |
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|
550 – 730 days |
monthly |
Card account/ Bank account/ |
9.75% |
3.65% |
2.1% |
3% |
|
|
at the end of the term |
10% |
3.85% |
2.4% |
3.5% |
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Maximum deposit amount |
100,000,000* AMD |
200, 000 * USD |
100, 000 * EUR |
10,000,000* RUR |
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|
* Interest rates for deposits exceeding the maximum amount are set on a contract basis. |
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Term deposit for resident and non-resident legal entities and individuals. Terms of interest payment are made monthly, to the depositor's bank account or card account, it is also possible to make interest capitalization. Deposit replenishment is allowed without monetary and quantitative restrictions during the whole term of the deposit. The same refers to deposit currency conversion, which is also allowed without monetary and quantitative restrictions throughout the whole term of the deposit. |
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Deposit «Privé» |
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|
Deposit currency |
AMD |
USD |
EUR |
RUB |
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|
Minimum deposit amount |
20.000.000 |
50.000 |
50.000 |
3.000.000 |
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|
30 - 90 days |
monthly |
5.05% |
- |
- |
- |
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|
at the end of the term |
5.25% |
- |
- |
- |
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|
91 - 180 days |
monthly |
7.35% |
0.6% |
- |
0.5% |
|||
|
at the end of the term |
7.55% |
0.6% |
- |
1.5% |
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|
181 - 365 days |
monthly |
8.75% |
2.55% |
- |
0.5% |
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|
at the end of the term |
9% |
2.75% |
- |
1.5% |
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|
366 - 549 days |
monthly |
9.25% |
3.25% |
1.8% |
3% |
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|
at the end of the term |
9.5% |
3.5% |
2% |
3.5% |
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|
550 - 730 days |
monthly |
9.55% |
3.55% |
2% |
3% |
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|
at the end of the term |
9.75% |
3.75% |
2.2% |
3.5% |
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Maximum deposit amount |
100,000,000* |
200,000* |
200,000* |
16,000,000* |
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For more detailed information on bank deposits; visit the "Deposits" and "Prive" sections of the website.
Unibank is regulated by the Central Bank of Armenia.
Call center: + 374 10 59 55 55
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