Unibank showcased its financing and card payment solutions for small and medium-sized enterprises at the “Banks and Business in Gyumri” expo, organised at the initiative of the Union of Banks of Armenia. At Unibank’s stand, business owners learned about lending and refinancing terms and how to accept card payments around the clock through POS terminals and payment links.
 
Artak Simonyan, Head of Unibank’s Business Lending Analysis and Support Department, highlighted Micro Express, an unsecured business loan of up to AMD 15 million. Businesses can receive pre-approval in as little as five minutes. Entrepreneurs can refinance an existing business loan with Unibank at an interest rate starting at 8.5%, for a term of up to 10 years. They can also obtain up to 50% in additional financing when they refinance. The bank also presented its Simplified Business Loan, which does not require a financial analysis.
 
Romik Hovakimyan, Director of Unibank’s Corporate Fee-Based Business and Deposit Development Department, demonstrated a device that combines the functions of a POS terminal and a cash register. Businesses can use it to accept card payments and issue receipts. Unibank also showcased UniLink, a service that lets businesses accept card payments online without a website or mobile app of their own. The merchant generates a payment link and sends it to the customer via SMS, email, social media or a messaging app.
 
Davit Arushanyan, Governor of Shirak Province, emphasised the role of financial support in helping businesses in the region grow. “I can say with confidence that behind every successful business stands its bank,” he said.
 
The expo was followed by the “Armenia’s Economy Beyond Yerevan” conference. Participants discussed prospects for regional economic development, ways to improve the business environment and initiatives to encourage investment in Armenia’s regions.

Unibank is regulated by the Central Bank of Armenia.
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