Gift Card
Gift Card
Give a Unibank card as a gift and let the recipient choose!
Undoubtedly the best gift for any special occasion.
Simply visit a Unibank branch and order a card with your preferred amount ranging from 10,000 to 300,000 AMD.
Don’t try to guess the recipient’s preferences. Let them choose their gift themselves! With a Unibank gift card, it’s possible not only to pay at any store, entertainment, or leisure center, but also to withdraw cash if desired.
The gift card amount can be used after activation.
How to Activate the
Gift Card
To activate your card, follow these steps:
1. Scan the “Card Activation” QR code included in the card package or visit the "Gift Card Activation" page.
2. Enter the card numbers and click “Confirm.”
3. Enter your phone number and click “Send Confirmation Code.”
4. After receiving the SMS, enter the code in the opened window and click “Confirm.”
5. In the newly opened window, enter your passport details, first name, last name, and patronymic in Latin letters, and attach the required documents.
The card will be activated 2 hours after completing these steps.
If activation is performed after these hours, the card will be activated on the next working day by 11:00.
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Requirements for the cardholder |
Physical person |
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Required Documents |
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Note: All documents related to card issuance are signed by the recipient. |
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Card Type |
Visa Classic |
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Card Issuance Fee |
500 AMD |
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Limit |
Minimum – 10,000 AMD Maximum 300,000 AMD |
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Card Currency |
AMD |
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Reissue |
Not issues |
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Monthly Statement |
Free; provided to the user |
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Cash Withdrawal |
At bank’s cash points |
At local bank cash points |
At other banks’ cash points |
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3% (minimum 1,000 AMD) |
4% (minimum 1,000 AMD) |
5% (minimum 1,000 AMD) |
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POS Transactions |
0% |
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Daily Transaction Limit |
300,000 AMD (15 transactions) |
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Transaction Restrictions |
Transfers from the card are blocked. Account top-ups are not possible after card activation. |
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Annual Interest on Positive Balance |
0% |
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Penalty for Exceeding Payment Limit |
36% annually |
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SMS Notifications |
Free |
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Card Validity |
1 year |
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Full responsibility for the use of the card and for any violation of the terms of use lies with:
- prior to card activation — the person who gifted the card,
- after card activation — the person to whom the card was gifted.
For all questions and issues related to the card, the following person must contact a Bank branch:
- prior to card activation — the person who gifted the card,
- after card activation — the person to whom the card was gifted.
If the card expires, or is lost or damaged, and a positive balance remains, the card shall be closed, after which the transfer of the remaining balance shall be carried out in accordance with the instructions of the gift recipient, and if the gift card has not yet been activated — in accordance with the instructions of the gift giver, with a 3% cash withdrawal commission applied.
In case of loss, theft, fraud (or suspicion thereof), the cardholder is obliged to immediately notify the Bank using any of the following methods:
- by calling the phone number indicated on the card,
- by contacting the cardholder support center at 055 02 53 85,
- via Viber / WhatsApp linked to the same phone number.
The Bank, in turn, is obliged to block the card immediately upon the cardholder’s request.
The Bank does not take responsibility for any damage incurred by the cardholder during the period between the loss of the card and notification of the Bank, nor for damages resulting from the cardholder’s failure to comply with the above requirements.
The mobile banking service is not available for gift cards.
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