Promotion оrganizer: Unibank OJSC (hereinafter referred to as the Bank)

Promotion period: from August 25, 2026 to March 31, 2027.

To participate in the promotion, during the specified period participants must use the provided QR code to obtain a Unibank ArCa U-Teenager card free of charge and make transactions. The three cardholders who make the highest number of cashless transactions during the specified period will receive the following prizes:

• First place: AMD 1,500,000 to participate in a educational summer course at one of the leading universities abroad;
• Second and third places: a laptop worth up to AMD 500,000.

Higher education institutions in Armenia can also join the campaign by placing a special QR code that allows students to apply online for an ArCa "U-Teenager" card. A separate prize is available for higher education institutions: the institution whose students apply for the largest number of ArCa "U-Teenager" cards using the provided QR code during the campaign period will receive financial support of AMD 3,000,000 to equip a computer classroom or purchase other technical equipment. 

Card issuance and servicing: free.

Card delivery: free.

Cashback: 2%.

Cashback is automatically credited for transactions exceeding AMD 1,000 by the 25th of the following month. The maximum cashback amount per transaction is AMD 6,000, while the maximum cashback amount per month is AMD 60,000.

For the detailed terms and conditions of the "U-Teenager" card, please follow the link below.

unibank.am | +374 10 71 22 22, +374 10 59 55 55