There is no commission for withdrawal and replenishment of cash funds. Withdrawal is possible only in Euros and US dollars to clients bank account opened in Unibank. Replenishment is possible only in Euros and US dollars from clients bank account opened in Unibank.

The broker does not charge margin-trading fees as long as you keep margin utilisation below 100%.

In case you exceed 100% of the margin, there is a fee equivalent to 100% annually on the exceeded value charged daily. The broker reserves the right to decrease your account exposure at its discretion. When your margin level becomes critical, the broker starts partially liquidating your portfolio below 100% of the margin utilisation. The fee for a margin closeout is 100 EUR.

The broker passes through external charges on transactions in the UK, Ireland, and other markets. As of July 2020, the applicable fees are as follows:

1. Stamp Duty in the UK: 0.5% of the transaction value (for buy-side transactions)

2. PTM Levy in the UK: £1 per contract where the gross value of the trade exceeds £10,000

3. Stamp Duty in Ireland: 1% of the transaction value

4. ITP Levy in Ireland: €1.25 per contract where the trade value exceeds €12,500

5. France: A charge of 0.3% applies on buy-side trades for specific securities

6. Spain: A charge of 0.2% applies on buy-side trades for equities whose market capitalisation exceeds EUR 1 billion

7. Italy: A charge of 0.1% applies on all buy-side trades

Please check the updated information in Clients Area (Terms)

Overnight fees are applicable for short positions on some financial instruments.

They depend on market conditions and change frequently. You can find current overnight fees for short trades in the Client's area (Terms/ Overnight}. The most liquid shares are usually not subject to overnight rate fees.

Overnight rates are also subject to a triple fee from Wednesday to Thursday night for the weekend.

Negative balance is subject to interest rates. The exact interest depends on the currency of the negative balance. You can check the full table in the Client's area (Terms/ Interest).

Negative balance is formed when you purchase an instrument in a currency that is not physically available on your account.

Bonds - 0.3%*** (annually}.

Stocks & ETFs - 0%

No charge****

The outbound securities transfer fee is 210 EUR per ISIN.

Tariff: Free Trade

• EURONEXT: Amsterdam, Brussels, Lisbon, Paris

• LSE AIM: London Stock Exchange Alternative Investment Market

• LSE IOB: London Stock Exchange International Order Book

• LSE: London Stock Exchange

• NASDAQ: National Association of Securities Dealers Automated Quotations

• NYSE AMEX: American Stock Exchange

• NYSE ARCA: Archipelago Exchange

• NYSE: New York Stock Exchange

• XETRA: German Electronic Trading

 Currency pairs:

• EUR/USD

• EUR/GBP

• GBP/USD

Bonds:

Access to available bonds.

Tariff: Pro Trade

Annual service fee: 50,000 AMD

Access to international exchanges:

• EURONEXT: Amsterdam, Brussels, Lisbon, Paris

• HKEX: Hong Kong Exchange

• LSE AIM: London Stock Exchange Alternative Investment Market

• LSE IOB: London Stock Exchange International Order Book

• LSE: London Stock Exchange

• NASDAQ: National Association of Securities Dealers Automated Quotations

• NYSE AMEX: American Stock Exchange

• NYSE ARCA: Archipelago Exchange

• NYSE: New York Stock Exchange

• SIX: Swiss Exchange

• TMX: Toronto Exchange

• TSE: Tokyo Stock Exchange

• XETRA: German Electronic Trading

Currency pairs:

All available currency pairs.

Bonds:

Access to available bonds.

Margin trading and derivatives

(Activated upon request if the client holds "Professional Client" status.)

Investment Advisor

•   Minimum investment amount: 10,000 USD (or equivalent in another currency).

•   Fee: 1% per annum of the portfolio's average value + standard brokerage commission. The service fee for the "Investment Advisor" service is charged at a rate of 0.25% quarterly, based on the daily average balance of the assets in the specially designated account for the service during the respective quarter.:

Investment Ideas

Subscription to investment ideas for 5,000 AMD per month.

All commissions, fees and charges including brokerage and exchange commissions and are subject to change. Please check for up-to-date information in Clients Area (Terms), on the unibank.am and unibankinvest.am websites, or by email: unibankinvest@unibank.am.

* When executed order was entered by client via Mobile App or Web-terminal

** When executed order was entered by client via trader

*** 0.15% p.a. on a daily basis + 100% from total amount of monthly fees

**** Additional fees may be charged by third-party depositories.

***** If the client does not deposit at least 1,000,000 AMD equivalent in USD/EUR within 90 days of opening the brokerage account, a quarterly fee of 3,000 AMD will be charged.