Deposit "Classic"

Main terms of the deposit

Deposit currency

AMD

USD

EUR

RUB

Minimum deposit amount

100,000

200

200

20,000

Deposit term

Interest payment procedure

Annual interest rate

30-90 days

monthly

Card account/Bank account

5.05%

-

-

-

At the end of the term 

5.25%

-

-

-

91 – 180 days

monthly

Card account/Bank account

7.35%

0.25%

-

0.5%

At the end of the term 

7.55%

0.25%

-

1.5%

181 – 365 days

monthly

Card account/Bank account

8.75%

2.25%

-

0.5%

At the end of the term 

9%

2.5%

-

1.5%

366 – 549 days

monthly

Card account/Bank account

9.25%

3%

1.2%

3%

At the end of the term 

9.5%

3.25%

1.5%

3.5%

550 – 730 days

monthly

Card account/Bank account

9.55%

3.25%

1.5%

3%

At the end of the term 

9.75%

3.5%

1.6%

3.5%

Maximum deposit amount

100,000,000* AMD

200,000 * USD

100,000 * EUR

10,000,000* RUR

* Interest rates for deposits exceeding the maximum amount are set on a contract basis.

Term deposit designed for resident and non-resident legal entities and individuals.

Terms of interest payment are made monthly or at the end of the term depending on the depositor’s preference, to the depositor's bank account or card account. Interests  are not subject to capitalization.

All the depositors are receiving a UNIPAY, unified system of utility payments card as a gift, the legal entities are also getting “Internet Bank-Customer” system.

Deposit "Accumulative"

Main terms of the deposit

Deposit currency

AMD

USD

EUR

RUB

Minimum deposit amount

50,000

100

100

10,000

Deposit term

Interest payment procedure

Annual interest rate

181 – 365 days

monthly

Card account/

Bank account/

9%

2.25%

-

-

at the end of the term

9.25%

2.5%

-

-

366 – 549 days

monthly

Card account/

Bank account/

9.25%

3%

1.2%

-

at the end of the term

9.5%

3.25%

1.5%

-

550 – 730 days

monthly

Card account/

Bank account/

9.75%

3.25%

1.5%

-

at the end of the term

10%

3.5%

1.6%

-

Maximum deposit amount

100,000,000* AMD

200, 000 * USD

100, 000 * EUR

10,000,000* RUR

* Interest rates for deposits exceeding the maximum amount are set on a contract basis.

Term deposit for resident and non-resident legal entities and individuals.

Terms of interest payment are made monthly, to the depositor's bank account or card account, it is also possible to make interest capitalization. Deposit replenishment is allowed without monetary and quantitative restrictions during the whole term of the deposit. The same refers to deposit currency conversion, which is also allowed without monetary and quantitative restrictions throughout the whole term of the deposit.

Deposit "Prive"

Deposit currency

AMD

USD

EUR

RUB

Minimum deposit amount

20.000.000

50.000

50.000

3.000.000

30 - 90 days

monthly

5.05%

-

-

-

at the end of the term

5.25%

-

-

-

91 - 180 days

monthly

7.35%

0.25%

-

0.5%

at the end of the term

7.55%

0.25%

-

1.5%

181 - 365  days

monthly

8.75%

2.25%

-

0.5%

at the end of the term

9%

2.5%

-

1.5%

366 - 549  days

monthly

9.25%

3%

1.2%

3%

at the end of the term

9.5%

3.25%

1.5%

3.5%

550 - 730 days

monthly

9.55%

3.25%

1.5%

3%

at the end of the term

9.75%

3.5%

1.6%

3.5%

Maximum deposit amount

100,000,000*

200,000*

200,000*

16,000,000*