Unibank has started issuing Arca cards with a new design. When making cashless transactions with these cards, the cardholder will receive 2% cashback.

The cashback is provided for transactions exceeding AMD 1 000 and is automatically credited by the 25th of the following month.

The maximum cashback per transaction is AMD 6 000, and the maximum per month is AMD 60 000. The recipient of the cashback has no tax obligations related to it.

Transactions that are not eligible for the 2% cashback:

• Utility and communication services
• Payments to the state and municipal budgets
• Financial and banking services,
• High-risk merchants
• Arca gift cards and single-use cards.
• Refunds and chargebacks 

If the cardholder makes transactions using more than one Arca card, the cashback will be credited to the bank account associated with the last transaction that served as the basis for the cashback.

Arca cards are now available for application at all Unibank branches.
For more information on card issuance terms, please see the "Arca Classic Card" section.

Unibank is regulated by the Central Bank of Armenia.
Call Center: (+374 10) 71 22 22, (+374 10) 59 55 55